I know you all want to know what’s with this title and what the heck does it have to do with me in Cambodia. Lets just say someone with my writing style makes those who like to follow the English rulebook for grammar pretty annoyed. I have had people ask me do I spell check use Microsoft etc in the past and never seem to believe me when I say yes. People fail to see that when your spelling is so messed up not even spell checker can spot it or when you write a sentence how could Microsoft not catch it well I am here to state for my writing it does not. What to do in the past 10 years I have not seen anyone try to one up the Microsoft word checker until now! This is my Review of grammarly.com's Grammar Checker. www.grammarly.com You should check it out and test it out for your self do not just take what I say as the be end to end all as the saying goes. So a few weeks back someone from this company sent me and email to test the website out for a while, I have I will start with the positives. It is extremely in-depth like it will not just under line things for you it will state what grammar mistake you are making what rule your breaking show you examples. I think this would be invaluable to someone just starting out in America but also young kids. It would have helped me to better understand English grammar rules vs memorizing something for a test it would have made the whole process or writing more hands on. That is sort of an issue for me I honestly have no idea about all the grammar rules I seriously forgot the word for a period was clause why this made it difficult for me. Due to the way the website corrects me, it tells me what I did wrong but I did not thoroughly understand the jargon, they do have a dictionary of grammar words http://www.grammarly.com/handbook/. However if your trying to write a basic email to a NGO in my case I don’t want to spend 30-40 mins looking it all up. However on the flip side if I was not so out of touch with more of a school atmosphere or this was used on a substantial report it would be worth my time it depends what help you need. It not only tells you when you did something wrong but if it thinks you are being too wordy which, is a nice feature. It allows you to be more direct and to the point thus making you seem more intelligent and have better stated email reports etc. Another added bonus is the suggestion to increase or make certain words of higher vocabulary or at the very least helps you to see words similar to the ones you have used. I think the greatest benefit to this would be for those really trying to learn grammar rules that it would really keep working with you to help improve your writing style above and beyond what Microsoft is able to do currently. Now I will go “Debby downer” on this and talk about all the things I thought either did not work for me or could use some tweaks. Like I stated above it’s a excellent learning tool however, ill be honest I am sort of lazy and do not feel like taking the 30 mins to learn I want to write up things quickly and send them off at least with Microsoft when it does catch my mistakes they just auto fix them I don’t have to spent all this time figuring out what its trying to tell me to do. The pointing arrow that shows you what it wants to change is difficult to tell where it wants you to fix it will highlight a whole sentence not just that one part it wants fixed. The web site also has a function to be combined into your Microsoft word however; it would not work for me I am assuming because it could not support a mac. It was also sort of annoying that it did not like the word you it always wanted you to type out the person name. I know for learning purpose the set up they have is good but if you just want to go though your paper once you cant its not like Microsoft where you see the mistakes fix and go on sometimes you can re read the same 5 sentences because you do not correct it the first time around. Example it may want you to put a common in but then a few categories later it doesn’t like the world you used then it goes back to that sentences vs just telling you what’s wrong with the whole thing the first time. I will say all in all I will keep using it as one more computer device to check my papers however, while I am happy to finally see a advancement in spellcheck etc from what we had since the 90s to me this web site still needs to be fine tuned before I could say it is my life saver.
Wednesday, December 21, 2011
The sun eats the moon…Eclipse
Rocks that calm Baby fetus and help them not become stupid??? yea really |
helping the monks out |
Water helps the sun swallow the moon the water then brings good luck |
i went around just banging on stuff to make cambodian's happy |
Luna Eclipse |
Since the days of Jentee’s husband leaving she has been crying all the time is convinced she is pregnant and Peace Corps has come for a site visit. O and yes a lunar eclipse to add to that list which has been the hi-light of the week which will be sure to share pictures and details with you. Now that jentee is not so worried about the fact her husband doesn’t love her and realizes its all the god mom screwing things up she is more in love with her husband then ever however there is one issues with all of this their not actually married. They had a wedding the family tells me they are married but after the trip I realized there is no paper just a wedding party if you will which means there is nothing legal about this thing. I still worried the husband doesn’t understand what will happen if he doesn’t come back in a year or comes up with a better solution since she cant go to America. Peace Corps came to visit for their once a year visit, which is sort of more of a dog and pony show what I mean by this is the major disconnect between peace corps and my actual village life and I wish they understood how they come off. Ex my family think they lie because they say things to put people at ease without following though when I moved in they took down my sister phone number said they would call check in etc they never did. It was really funny she called them out when they came I guess they got lost and she was like well you would not get lost if you called me but I think u lost my number peace crops people were like no no we have it but jentee is pretty smart so she is like o yea then tell me what is it? Then they were all like well its not on us its in the office and she is like right sure. They come to help build the program in community but it just comes off like a yes yes conversations like they don’t really listen which, can be frustrating because when you really care about the work your doing and having Cambodian develop you want what your telling peace corps to matter which is just not always the case. Either way they don’t come off to well to people and that’s also difficult. Another downer to this visit I was sutel told that for people to extend they don’t so much want people to stay in the village but work in a bigger city for capacity building. Why this sucks for me the reason I am trying to extend with peace corps is my host family really wants me to say and I feel that I can do a lot of work still on a grass roots level other wise I could just go work in Phnom Penh with out peace corps. Speaking of another funny story my host family apparently wants to give me land which I didn’t really believe however they now have told peace corps they plan to do this and peace corps did not even know what to say because they were going to ask my family to take another volunteer next July instead they just had to keep quite. No its time mythology story time with out further a due what happens when there is a solar eclipse in Cambodia where this comes from no one can tell me but the way they say the word for eclipse is oute haow japp chan for the most part its consider good luck. People bang on tops of things and scream out loud to help the monks to bring the good luck and help the sun swallow the moon also to help the sun you leave out water right in front of the moon with incses over it. The other things you bang are fruit trees because its is the belief that the more you bang on a fruit tree with an eclipse the more fruit said tree will have. However its not all fun and games lol now if you are pregnant or they think you are with child you can not stand in front of the eclipse why??? Well simple the baby will be born stupid how to prevent upsetting the fetus you must go inside the house with rocks inside your shirt see picture. Due to the fact they though jentee eggo was prego I got to witness this first hand. FYI that next day we discover she was not pregnant so looks like she missed the eclipse for no reason. Anyways after an hour of banging and waiting for the sun to fully eat the moon it was time to take the water that helped the son and dump it on ur self and family members and house of course because now you will have sooooo much luck. Ironically that night I deiced to play with my tarot cards I guess I was feeling the luck of the craziness of the eclipse and the cards also told me jentee was not pregnant sometimes the cards know. I am currently trying to raise fund for a take back the night and Shisha and ngo that helps with rape victims anyways I just got word from lucky supper market I can hand out information on gender based violence and fund raise supper excited ill have to tell you how that goes until next time peace out from the other side of the world!!!
Teaching Brain Neurology
I have to say I have been know for my lofty ideas and sometimes they are winners and some are loser and some times they work out but not in the way I planned on either way I would not change any of them. This is the case with my idea for teaching about nutrition for the brain also explain how the brain works. A few months ago my friend Dara from world vision asked me if I could create a lesson for this health fair I was like sure but he stated he wanted me to try to do it without anyone translating it so you would think I would aim low. However I though hum they actually gave me a month to prepare I can have my khmer tutor help me and though some talk I was like well it would be cool to buy a cows brain and start a lesson with it. I thought I could play tag with them by showing them how the synapse and axon dendrites enzymes etc work then after teach them about nutrition. I tried to plan all this out so their was lots of games sadly though I was misinformed about the age they told me like 11-12 which would have worked but when I got to said out reach it was like 8 years old so a bit advanced. Not to worry though Dara just had to re explain everything I said in Khmer. I had some pictures to the tag also failed they ended up playing a Khmer version of tag that is called chicken but that is how things go sometimes. The nutrition lesson went smooth I had a poster some cards and they all played a game and understood the lesson kids in Cambodia are pretty smart with all the foods and names I swear I don’t know some names of fruit in English I only can call them the name in Khmer now. It was funny though because even with them being on different teams they still cheated with each other see pictures it cracked me up. In between all of this I played some Khmer games with them Dara made up some balloon bursting game were the kids had to bit on the balloon. Its cool when I have the opportunity to participate in a big out reach project like this one it gives me a chance to plan something bigger try new things out see if I can help teach things to village that most people automatically assume are above the heads of village people. While I can say there was not a real grasp on the brain neurology it did start them to think more about the human body and instead of just telling them eat good so your healthy I took a first step for them to think about how the body runs on food and how important the brain is. On another note I have put my hat in the ringer for my Peace Corps extension I word it this way because they only have 3 spots and 10 people want it =( and I am not exactly a favorite however they have asked that I try to partnership with an ngo to take on some of the cost and that it would help my chances. Due to money as well I may have to for go my ride home this summer, which is sort of a downer. The thing is this is how I look at it either way I am going to be working in Cambodia and will not have money to go back and forth so its not the worst thing. My action plan for my 3rd year ideally would be to work in gender and development I have emailed USAID Gender branch to see if I could work with them I also met with the U.N Women to see if I could have a chance to do something with them. Now I am not delusional I know gender is not on to many peoples top list so I have other plans for public health as well though world vision who I work with already or khana or I recently have met with Marie Stoops they work on family planning and I really admire all that they do for reproductive rights. Other then this I have no real plan of action just to keep working in Cambodia. Until next peace out from the other side of the world!
Tuesday, December 20, 2011
My Cambodian Family Vacation Pictures
Jentee's Husband Arrives the airport |
the crab was amazing! |
jentu and my grandmama |
my host mom is ankle deep but needs a floating device haha |
playing in the waterfalls my host mom churey and me |
churey dancing to the sunset |
jentu playing in the waterfalls |
not quite a title wave hehe |
my host dad with jentee's husband |
Better Late then Never
What does it mean to be integrated while in peace corps training we were given markers of how many people ask you to eat rice with them or the amount of wedding invitations you get or even how many people want to drink with you. For me I never felt these markers fit my idea what integration was in fact I spent this last year really analyzing what would make me feel integrated and after these past two weeks I think I get it maybe? Well the peace corps markers that past volunteers left me with made me soon realize that’s more about popularity then actual integration so I started my search early on but now I can tell you its when people with in your community society can break down and cry to you scream at you trust you with every fiber of their being and not be worried you will shun them. It’s more about the disappearances of nationality into the humanness we all have. I think there are degrees in which one integrates as well and times we can fit in we can even become part of a family however to go past that is no easy feat and we or at least from my experience we don’t seem to get their to often and when we do its never what we except. These past two weeks have been an emotional roller coaster for me and I have had to really think about what is fair to write in this blog as for when I first started my blog it was all just free flowing I felt the information I had was mine to share with you my followers however slowly that has changed some things were no longer my secrets to share. It would be selfish for me to unload some things I have had to learn to deal with in part bc the person sharing the secret with me is clearly suffering far more then my self with that said if there are things missing in this write up that you wish you knew more about I am sorry but I can not share it on this public form and perhaps one day I will bare all to the world but for now you will have to take what I can give. This blogged is titled Better Late Then Never because my host sister American Husband finally came to Cambodia after a 4 year hiatus however with this preparation I had a lot of looming dread intertwined with complex thoughts where I don’t feel I ever reach a right answer to any of it. Even now as I am writing this blog way after the fact of meeting him can’t I say I know what’s best. My host sister has had to endure public stigmazation for her “husband’s” lack of support and stating he will come to see her and has not. When I first heard about this whole situation I feared the worst I am not going to lie I think some of my past blogs might reflect that. When you have to deal with the public shaming day in and day out you become numb to it and you start to lie to your self and others to the point you don’t even know anymore this is how I viewed my host sister. There is a quote from a movie goes something like this “don’t pretend to be someone your not because pretty soon you will forget you are pretending and so will everyone else” I didn’t want this for my host sister however I did not beat around the bush I took a weed whacker to it and that was no the best approach for a few month in the beginning I caused her to shut down on me. I thought at the time I was just trying to help her open her eyes and make her realize she is putting her self in a seriously dangerous situation at the time I didn’t know if this husband was some sort of pimp or what even just so desperate guy who wants a made. I truly feared for her life this was what sociologist called a fallacy of being to close to the situation I took my personal experience in the domestic violence shelter and could not see it any other way or would not. I learned a lot from this and I stopped and instead decided that my purpose was to make her happy now as you can guess sometimes what is best for someone and what makes the happy is not the same. That is a consequence I am prepared to handle down the rd. I will not go into details for this is one of those things that will not be stated on the public sphere of the internet. I started to help her Skype with the husband etc. and have had time to sort of help him realize what he was doing to her I think in some ways I helped force his hand to come and visit. Back on track to leading to the visit I came back from Phnom Penh it sort of hit me like a ton of bricks just how bad this situation could be or to know truly what it feels like to be 100 percent devastated. All my worst fears came out in this culturally polite conversation my host sister and mom had with me as to this god mom telling them to keep me quite so I don’t upset the husband what does that mean I don’t exactly know. I think I know enough however to know that what ever she is up to is not good and clearly she has some sort of ulterior motive I can not speculate as to what but I have not seen anyone in this life time act so worried about a relationship that is not their own unless they are getting something out of it. I just started to think the worst about this lady she was going to extort money or something I just did not trust her and I like to think I have pretty good intuition all I could think about is my sister is going to be sold or die or something. Have no fear though you guys it gets better from here on out. While I started the week off in my own boat knowing the real situation more so then my family was ready to admit they did join me soon enough! My week was filled with following the two love birds around to take lots of pictures I will post them asap. So its important to note there is a Cambodian law change that does allow foreign men over 50 to marry Cambodian women so jentee cant go to the states right now however the god mom started to act crazy telling her family she will make her husband divorce her etc. In sight to this law makes you think thank god right they want to protect women but if you dig a little deeper you start to see men in Cambodian society like that status quo aka more women to men this has allowed their cheating behavior to rule the roost if you will. Once this lady started to get real hostile with my family the walls all broke down and they were no longer defending her and so many truths came out of it. However so of this came at a hardship because as the saying goes the truth really does hurt more on that story first I will bring this to a happy note with the trip to kampong som. My host mom always talks about going to the beach down south and with jentee husband in town this was able to happen he bought a van for the family and we all went down to the beach real Khmer style by that I mean packed up van with cooked fished meat and anything else they could fit into 5 different coolers. This was the hi-light of the week for me it just felt like everyone was on neutral ground again ate all the crab I could eat played in waterfalls swam in the ocean etc it was great. At night it was me in the room with 10 other khmer people I tried to take a picture to show that they pushed all the beds together so we could try to fit as many people on and this left floor space for some more people. They put the 3 year old to sleep with me and does this kid sleep crazy and he wet the bed I was going to kill him but they don’t really train him to go to the bathroom or don’t know not to give a kid that young water be4 bed. Actually the next morning my host dad tried to get him to go to the bathroom instead he ran outside and peed off the 3rd story balcony thank god no one seemed to mind. With in the coming days when we got back my host mom realized how screwed up things were and that my host sister was trying to get pregnant I also happen to get sick from the AC. With no one around except me and the 3 year old despite my horrible khmer she just broke down. She was suction cupping me so I could not do much to console her at that time but she had her bubble burst after talking to me all week seeing the husbands actions (he is a good guy but supper slow) before she could not accept the situation for what it was and I cant really go into that much detail hear bc once again not my soul to bear but it was one of the saddest thing I have seen in all my time. All she could do want just cry into my arms and tell me how much she wanted better for her children then the life she had. That she disserves to die for not living up to expectation she had for her self and what she has done to jentee which was crazy to hear out of her mouth. She regrets ever trusting the god mother but as the saying goes its never to late to be sorry but sorry cant fix things after the fact. In the mean time the dynamics with in my family changed jentee who was once so closed off and didt trust a soul had no friends now relied on me and liz . She kept telling me all trip long she was happy to have me and liz as friends and that I am the same as her younger sister really. To see her change into this person who was just so happy around her husband it made me see how repressed she has to be for the sake of Cambodian culture. I joked around with her bc she gave me so many speeches about when luis came how I could not kiss him in public but she was so flirty in public I just kept saying u wait the next time my bf comes! I spent a lot of time with both of them and together they seem happy so what ever reservations I had about him being some sort of sex slave trade dude I don’t think that’s him. On the other hand though HE JUST DOES NOT GET THINGS LIKE DOES NOT! My family left me in charge of getting him to understand he has a wife not just some girlfriend he cant not tell people in America he is married he cant just come once in 4 years not have a house with jentee etc. still after numerous talks was not getting it finally a little beam of light came though when I asked him if he would want his daughter to be treated the same way as this whole situation as treated jentee and of course not BINGO! So he told me he was going to think of better ways to support them as a married couple not just do what he has been doing thus far I don’t know how well all my pep talks worked but only time will tell. This was an emotional tiring 2 weeks for me and has made me kick my self 100 times over for not speaking Khmer better. It was a transformation for my family has a whole and maybe I became apart of it and just can’t see it from my perspective. While I will always worry about this on going situation it has also made me realize that there is more to integration then meets the eye while I may never viewed in my community as Cambodian I am also not viewed as American I am viewed as “Eileen” these imaginary boundaries that we put on people when we first meet them seem to disappear as time goes on and for that knowledge I will forever be grateful to my experience in Cambodia. Until next time peace out from the other side of the world!
Thursday, December 1, 2011
Researcher USA: Human Sexuality
This will give away how much lifetime tv I watched as a kid but I do not know how many of you watched the Golden Girls but Sophia the old lady on the show would always start out funny stories with “pictures it 1889” then something about her being in Italy would ensue. I will start my story the same way picture it 2011 I am standing in front a few hundred people about to give a speech as an expert on human sexuality. I guess I should first start this whole fiasco from the start because after all one does not just end up on stage without a few events unfolding. As a peace corps volunteer one of the most valuable lessons we learn in training is all about IRBING this is a term that refers to making as many possible contacts to work with on projects etc while in country. About 5 months into living at site my counter part who is also studying to be a DR in Phnom Penh at International University has me take the IU van in with him to help him with a project it is during this faithful day I meet some higher ups in the university who talk about wanting to work with me more. However at this time, I am overwhelmed with so many other things at site I just put the offer to work with the university on the back burner. It was not until the end of the rainy season when I remembed their offer that I was like hum it would be cool to do something with this university of potential Dr’s and Midwives but what I had no idea. What I had in my mind was setting something up for drs to do more volunteer work or help them with out reach education which I do not think is ever really taught to them. In the meeting, I have set up I go back and forth with the international director who deiced he wants to start a potential class on human sexuality that would be more encompassing than just std type of education because he felt it could help with long term patient care. I sit back and cant believe I am hearing right that in Cambodia they are willing to teach a class about gender sexuality everything (my draw drops). I soon think though how can I help you with this? Once again though more talk they would just like me to come up with a prototype if you will on what a human sexuality course could look like. I take on this challenge they give me a dead line of the end of oct however, in-between all of this I was visiting china so this gave me to two weeks to create the course the pressure was on. Well when I came back from china I had the power point slides ready and had a date set up to meet with the director again of course by Cambodian standards you can not make a meeting in the beginning of the month and have it stand as is by the end of the month. Yea so it got canceled not to worry he would call me to re schedule me sigh o well had other things to do anyways. It was one fateful morning when my whole house came crashing down on me, it went something like this “Eileen I am so very surprised I see your poster at school you will be presenting” me to hong “huh what are you talking about right now” hong to me “yes there is a big poster of you saying you will talk about the human sexuality” inside my head “what the fuck did they do and why did know one call me to ask” few mins later in my own head “how am I going to deal with this sigh I guess I have to call and figure this mess out”. After a call, im told pretty much nothing except could I meet him this Saturday upon meeting the next wtf moment occurred going on the website to get the street address to give to a tuk tuk I see my picture now I know I am in deep. At this meeting, which he showed up to an hour, late my time is just no valuable I guess they inform me that they made these posters of the presenters and I would not mind right umm yea I sort of do mind. Like most things in Cambodia I am always pushed to go to new lengths to be culturally sensitive with this situation they would have lost face (a big deal in Cambodia) if I backed out thus causing me to lose face. I suck it up and said I will do it however, this leaves me with another issues what do I tell peace corps? Well once anything could be media related which at this point I clearly had no idea if it would or would not be I had to call the director to sort of explain this situation out. Which went something like this me I am presenting a small lecture (I didn’t know the number of people) can you just tell me what I can and cant say if the press is their… huh what exactly are you talking about me well I am presenting on human sexuality but don’t worry the university has labeled me a research from the USA nothing about peace corps (most of you are under the notion that you must have a PhD to be considered a research, me to but in Cambodia turns out not!) the rest of the conversation in confession umm just don’t talk about Cambodian politics and you should be okay. So now we fast forward to the day of and were back on all these eyes on me and I must start a presentation on the history of human sexuality with an emphasis on Cambodian history no easy feat since there is little to nothing documented on the subject believe me, I spent weeks researching it! Now for those of you who don’t know me I have a big mouth and tend not to shut up however, big groups are not my things I do much better in small groups. In fact, I don’t think I have ever gotten a good grade in public speaking in my life in all the classes I have had on the subject, I pretty much get a B if I am lucky. I also have this issues where I speak 1000 miles a min and I cant stop my self for the most part it takes a lot of mental power to slow down however, when you know your audience 2nd la is eng you have to speak supper slow which I tried my best to do. Now Cambodia is pretty much in the dark ages when it comes to talking about sex in public with this in mind I did not go to extreme however, I thought since I was dealing with med students I should not be too worried. I was wrong the maturity level of people who are this close to dealing with patients was no better then a 12-year-old boy in the states it was sort of sad. On the other hand, the people who were interested seemed to learn a lot though no one except one person asked a question after the lecture more on that in a sec. the mic kept cutting out which was annoying which im sure made it hard for people to understand me but the two people who came with me Liz and Taylor said overall it was good that it was not the train rec they thought it could be. I know you think I missed the bullet on that one but wait it only became a train rec after… so that one person who asked a question was this old Khmer guy who was also a presenter about erectile dysfunction now my lecture was the history of human sexuality so I just kind played off his questions of that is another topics one I can cover at a different time but just stating I am wear of sexual dysfunction in both men and women. This kept him at bay for the time being however bc he was also a presenter we got brought to a special room with fruit I bought both my friends in with me thank god for what unfolds next would not be believed if I did not have other witness. Now keep in mind the whole situation was confusing and his line of questioning didn’t make senses but by the end, all I can tell you is that he wanted to correlate his ed with virgins. This whole situation was extremely sexist and if you don’t believe that patriarchy behavior is alive and well I am living proof so its 3 girls on one side of the table and all the men on the other side when all of a sudden I will call him ED guy starts to questions the hell out of me. Wants to know my approach to human sexuality and I was like I have a social sciences background but then he started to imply a social sciences background in it self was not good enough and then proceeds to ask me this is the terminology he used not me by the way, yea this guy is a dr “have I ever been inside a lady’s secret parts” umm me no I am not a gynecologist I am a social scientist with an interest in women’s rights and human sexuality. Then he starts to talk about virginity this is where it just got so sexist I did’t even know what to do Liz was turning bright red I thought she might punch him so I am trying to just keep my composure. He starts to question how do I view virginity as a good or bad thing now I did not want to state my option for I knew what he wanted to hear but I also wanted to make him see the fallacy in his logic so I did not say what he wanted to hear instead I asked a question with a question can you define what a virgin is to me? Naturally he could not bc virginity at best medically is defined by loss of hymen which most people lose in various activities that have nothing to do with sex. The way we think of virginity and sex is more socially/ culturally constructed then anything else. Then he keeps going on about Khmer women and the collapses of the moral system as far as not waiting till marriage and stating that its because they follow the west aka American where there is not such thing as a virgin now he was trying to call the 3 Americans sitting in front of him sluts or broken. I was getting frustrated liz was about to punch him when we ask him well what about a man virginity and he was like well he cant loss his hymen he does not have one so it does not matter if he has sex or not (nothing sexist their). Then he goes back to Erectile Dysfunction and is trying to figure out how can we know who has the problem and what can help. Well I am like you know there is medicine however, are you aware that statistically only like 30 percent of women are capable of achieving orgasm so if you are worried as a doctor about sex dysfunction maybe you should start their. That’s when he turns his ed issues into the thought that having sex with a virgin would cure him that’s when I just dropped my jaw and had nothing else to say to this man. I guess I can say I am glad I got to have my first lecturing experience in a country that is more relax with things such as this. Until next time peace out from the other side of the world.
Wednesday, November 30, 2011
Women’s Health Fair
Thought the funding of world vision my hospital was able to hold a 3 day health education or women who are pregnant in my community. Sadly though, no one told me this was going to happen so I had mins to get ready for said education. Its always frustrating when you want to help and get utilized properly but instead get to find out the morning of this is happening. Well despite the rest of the staff being a wear they had to teach do you think they knew what they were doing nope not at all now if, they talked to me and told me what they wanted to teach I have lesson plans and materials they could have used err. Anyways I did what I could it turned out to be okay another pcv has this special project going on testing out this new text book on women’s health and asked us to help test it out and write up how well it works. The chapter was on family planning trying to get to the issues with why its hard for them to family plan the value of big and small family’s. The thing about Cambodian people they are taught not to think just given info so they can re say what they have heard from other ngos but, cant quite put the pieces together. This is where I like to think I can come in and help where I make them get in groups and ask for specific economic reasons vs them just telling me Cambodia has no money which if I had a penny for every time I hear that phrase I would be a million air but, that is besides the point. However getting them to think and talk and figure this out is like pulling teeth and its not just them its the staff to because they just like to read and be done with whatever it is so to have staff who was helping me with translation understand why I was making them do the activates I was, it was like beating my head against the wall. However by the time, I was done with the education all the women were genuinely happy and the good news is that they actually requested that I do more health education or them so while I was only allotted one subject the staff had to add me into more time slots =) the other good out come of this is they actually tried to copy my way of teaching for other topics they were covering. Another topic I covered was hiv and aids once again the way most ngos teach Cambodians is very basic and never go into scientific detail for fear it will go over their head however,I am not someone who likes to give up on people just bc it might take more time to learn maybe bc all my life I take a exceedingly long time to understand things. Anyways instead of just talking about the usual how to prevent hiv/aids I went though considerable length for them to understand how the virus kills the immune system showed them pictures did some role playing etc and by the end they actually understood complex ideas about cell biology and the body along with how to prevent hiv this made me immensely happy. Funny story with this education is that in the health center, there is a wooden penis that I thought I could use for a condom demonstration this however, went ary very quickly. I think last year I told you all about the story of having an argument about American condom brand vs khmer with the nurse who was trying to tell me khmer condoms are smaller well now I understand more so than before. I get this wooden penis and they give me an O.K condom (a popular brand of condom) and when I go to put it on said wooden penis it was to small so mean while all these women are watching me struggling with this hysterically laughing at me. In Cambodia, they can ask downright crazy question, for a culture that is supposed to be so shy about sex they all start to ask me if American penis is bigger than Khmer penis. I am like o god so I just answer the only way I could think of which was to say I am not married so I would have no ideas about such things. No lie they all were like we do not believe you bc Americas do not wait they all have sex so I had to debate them for like 10 mins that Americans do not all have sex. Anyways lesson learned Khmer condoms are actually much smaller than I knew and I should test out size of condom on the fake penis I will use for education in the feature. Until next time peace out from the other side of the world!
Tuesday, November 15, 2011
You Have Failed Us All
okay sorry but someone on Facebook posted this link up and i think its to funny not to re post on this blog. I would also like to say this occupy wall street has my support while i understand why some people may see them not pin pointing how to take action aka no solution to the problem and just whining they are making people take notice. I guess when you have no work to go to you mine as well OWS. however whats so concerning to me is that our own president condemned the way protesters in the middle east were being treated but when it comes time to see how american gov treats protesters the treatment is no better. I think no matter what most people are not happy with the current situation and want change however can we find a solution i don't know? anyways i copy and pasted both the web sites i have so enjoy!
![](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_ulqk-urN5j63Hg_TM0Th19BA7mMN9gzz5F1ZXHHEtHmGU_7Zqus9FPuDbMLAf0t57-SGkN6tLPkybgr2QqmYjro66cZQvU7MfNSlYMrTIzhiQjjMxmovgFZWum0Hxilw=s0-d)
Via Weknowmemes.com
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"Lesson 12: When you have brown people over, always smile. They can sense your fear."
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"When we smile, it means that something that was recently inside of us ... is now inside your pizza."
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"Give me shit all you want -- my car has gas and my fridge is full of stolen chicken."![](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_sXaNoCnxZlrbRnMrphLB7gyAaLtwgqigG6jUZoBcRSzPTQQSbAeutZUHy-pdNfNFqH2pHovrjU-t6kYPMx7hJfP4L4l4wPmlNOkSQrKaIhAcfgl-bcU6_KlsSS6vhwGRwH=s0-d)
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"I cannot only tell you the year, but I can break down its exact molecular composition."
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"A master's in psychology? Pretty impressive. How would you say that qualifies you to answer the phone?"
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It was considered more of a perk than assault.
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"BRING LUBE!"![](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tQkLcd3i_uaAlWjXCEMx8QeWyoyxF5kruMG0R4oG7WYWLugEgKdfRR3JiXG9p7T6onKMd1arN1dIv8ZrLJ_c4Viq-Kb7JnpLhZJhqh4rTH4qMevmia1e-ZwK9eZ2DzonA=s0-d)
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This man gets no apology. He brought that upon himself.
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Long story.
Read more: 5 Ways We Ruined the Occupy Wall Street Generation | Cracked.com http://www.cracked.com/blog/5-ways-we-ruined-occupy-wall-street-generation/#ixzz1dmNejG8E
![Let's start with the obvious: Unemployment. Three years after the financial crisis, the unemployment rate is still at the highest level since the Great Depression (except for a brief blip in the early 1980s)](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uumLXr-un1TkaUTcbxoXdF-jCncx_RnCIWUr7rGId7cKF7ZqRCwzWlq4rUMsBCRnjOajenB_1amKYDDB0LZtclX4HUO_M3XBw0N4xDF4g7xq-ezZoY3HZofV5rSa5fSeyuxyf1OA007DP4ZY4bye5Bkh-DQXlaja335UJPg7a0RNib0xKJS2fUbMVVzqatvRtgVlrXNuEhHLZ5w9tldnJ76ISmd1QUhB-XGB8zzZXLhDl7nHjMre_2-xt7jjlktO7JzCy9rUi_gKePmDDq5kyqbTGYYlfCJobuYAl7vfua4M3wcLLwglLIIJKbjZXqZ7nVAx7KpB0ahvMW_VDS9SESTaqnW0737PKZfpE0gHZq53Zp3wLGfT0p1stz0GvfdqT8znDVWpuyxpGPRtw3GHl5ZqRgNokXVg=s0-d)
![Jobs are scarce, so many adults have given up looking for them. Thus, a sharp decline in the "participation ratio."](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tQhAA0ZCpaBR4YfR8mO-RArmKZhYl_QlAOXh6S9v3Ps8W-Q8OsHzCk1rx0as2yrXamnU25cBBSEfTUqKAIMMOS-9w6gzk6J6BWY5z7gr1sOW1e8b3KyEjCuGMhbxWaEnKQbz2ligTlQ8qdaPcEXwl1M-tKAWezVkM0AXk13esV1a8ghGtWhq6NywNsqjla1mRFB1YX4LiLnbJDaIIhxBa4l6JvfAD1FwxNplrs61pe_A02fy6Klv89rGHurhmY9ZZXSSLa-7f3t8kCBuhfUbWdDFfrV9RhNemIUA=s0-d)
![And it's not like unemployment these days is a quick, painful jolt: A record percentage of unemployed people have been unemployed for longer than 6 months.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_szPG-3eEbudTfYK5i9f1DtjgctBKc6Si8rbzSgccwMeahfvbMdVfvYzOHvTLT3zoesANFeb3wh6HhSeKXJJLExe2kGbnZeB9wNfcBactaqyci-X99Nj4ZsE0gpCZpCtWUAbTfdCuqakp45IEm7AC2v--HRtyvlJ0qDldmgxnc1cYq1IivtiRtwJdgUIkpFzQIzQfxAq-UJToABqZu4SH9pGg5HFHsQZfIzmugHaBbxL62421fr6nstRNzJfkapljseoGT05RAC9hnDR7FjJ7zqNk6F-pgJoyLyV1i3aDu5pQYZKvRdpd8ph6HMhDV9dP0HKAAueWJiZOG-mnDL5J6256dCy9c=s0-d)
![And it's not just construction workers who can't find jobs. The median duration of all unemployment is also near an all-time high.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vL5jvxRycTdszdUXdg-QIxmY75uXg3NVIa5MQ7mDCt5wVsNgjKcgO2oIwMO6yys4TkUYDT4EIyZnGqigQqvW23VNSVgNuq14ovXkDeIU-2uRHWLU9l0JH2lOBUnWwxdeIVR6KJKpSC-AONNgvAOunzZ6mOd3Ta5l8zNuEER1FxoAN9W_2Q3n-SjZEFOVsRCUgUsqUupwlfJnAZxWDUesNj_j4hii-DapwdoO8UcJagQ2vmz_g_wB3AFbZDrYWuChr6zTI4_k5rmD_Nh4nQDB7OJRQ7C0KtYMulAf-gTLHAaVe_CJAwT6Mhz90rpw=s0-d)
![That 9% rate, by the way, equates to 14 million Americans—people who want to work but can't find a job.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_sPdQrfV5QnNLniAc9jiINkJarECYZhbBMubsFYlUYhQWnAZA_HJp5THA5YwwPmfdrhgm1ntjIErvoHobD29evsGQCZiS2-oCxUxI32orQEU0QOw5KDYSJFgSlOWIrKF51Klm941s-A7zQ2OOqn0tqrLeTQKrYBUmU6YHCJHqMSoJMFdmBlqQS4b_eayPYoUpeP3jSEwAXsFKbwv1ET26mVv36fUTcg0FdegBIbvrRatkaEzJ4Dtcw_XcO7-jRso5SZqjN6BYFdYfAS8nYhpQg=s0-d)
![And that's just people who meet the strict criteria for "unemployed." Include people working part-time who want to work full-time, plus some people who haven't looked for a job in a while, and unemployment's at 17%](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uzgKxp2C-K22CUV3TAt6gNLbXExVDgqKzUuHBbwUoV5jxHFDeWn2CIH0WpkXgi74R8FNWZVLLbGawQamH_HwCGHe2ogEDf5KRJSs386EvC-ygVLeJkAAEJIwXEfUcALpxVixCPaN4PKnGGJbGUfPVDzylLv-wHolQ8bxTsUr02hAxCzah11xcFAt54ecFPZV8geMEYoSdmLYIoquENbFTL69DsEm8eGT_f1Kvw_70LLsdALJEte_Wo60j8TU7NmCWQP_rnCM6NJRDzRZf087V3-q5EDOZPER4DbjEaAHXKDmZFJyHQ6YzWMDbfCyWkWFOuMABA5GxNB9JsTewFdGIKQulbct_qAQTOQtku2ipbRvBQ1N7JFB3yv2uvkRKvW1IDyN1tnxK0wIrcmtnTq7eqbjFmKxRM1Xn3DA=s0-d)
![Put differently, this is the lowest percentage of Americans with jobs since the early 1980s (And the boom prior to that, by the way, was from women entering the workforce).](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_s0T3b2AVCQRnlhvKP2qxJlNXOSIyYHVgQ6mjDcAOQFc5G8kkfZSeP2WWiyEMxPdCKsaG50C-1Y3k2A1wN8W-EAgoLCTk1PbvKS2f7Te4ZasrQcFjThO2putxM3lK7eWkj9wHM_3V44wOFGfNd1yFY5lKvQ8mWdBRrq-WLZFJTJ2lmv-EITi1PPM9-QdDPrhRhgDxPfgxbKM0vxG41QKBoYJOK40fdd-cv1PU1WeC6cLfZDMYylSsd1N1Qjpvqvivb_IaHVqbuSYHCRL5b4pFtrlKw6cufutlLm34ja0hGxRAFFRD01j4NcZLUSxGvIy5amqoaLxGwIkd4hpIlNdC1cxLxemhjCCUcedbhk8ocn4iz0=s0-d)
![So that's the jobs picture. Not pretty.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_t7es8N_HdzCjLC5wA3j8s2KmlELUKSQf02vORWN1La9umxnhOD37GcFMQtPnEYb6ms6nxlpRSV0HbJFwFQrLjY4aizmRyy2wsUbbo3r5eVF1ixyE1fgN1UEhf173Doq_qJ1uJmZFvIFox_pT1BkA7HGpyze3nlS2lZNUOe74Qrj5xiJHJwh98gexqylJoNL2c=s0-d)
![And now we turn to the other side of this issue... the Americans for whom life has never been better. The OWNERS.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_sztMP70ZKy8uCLmAdZiOrK0KHbYCwtleY6sO1Ziw0lok2WTxQ28ayJh2W1j2z4vF-7f9ebCb1hW55anVSGrb25UWBPbKzQm7YzY0K_mXopfJxJr-K7Sj2lm9xYCiN3j2nb2N-CjfoEAi6C0CaArVe0u9DuKh7RsWBf7NAW4qxMf-dLg0UwLQ5dWAb5UXVL_LQtEqv5kGfc_R8x4kcwRg6m94sjdD_dTlnXGVvZgTDTNsjKbnAtxqN_x4Zfc4bge64N-nSM_gRCKcna5oR7ht2U4UCDisYqDJMY2w=s0-d)
![Corporate profits just hit another all-time high.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vkqwkPDQ8BFQGhd67cD_vd6tFFVmRusqphVdsuRMeIyGjTxOUdsTWI-Rhmb3MCw-4aH83R3DfLEF5DZ9aHa9VS9EH4S9YQnYAwzrk3sjXz02cg3p66W3Xm57cWPZYU-DzKH11gay5p4-FOGDMN_npbi823TIrTI4FyY4Mqf2sLe0-xi6Cne1jtZ51IZtOIpqJt5y97DMVyTjFQ84fU=s0-d)
![Corporate profits as a percent of the economy are near a record all-time high. With the exception of a brief happy period in 2007 (just before the crash), profits are higher than they've been since the 1950s. And they are VASTLY higher than they've been for most of the intervening half-century.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vZ69-Fje8tyh_0Cr0vhSNbbHNpz_JHy4C0To8T33LcuxrUx17Qws1gX4E3xqs8ewU9iTpUc_qNPvgmjknVMK7DiZBb_2ilCwV0JEJ1HZgzcSWfckbtNmGOXO5lYXlAVlixgi43ujTJSt18DfvNlpR6WaZZvvqHE6e2GH2I3JRcStJ_E41eIss0nJqRekD17mR7UFDG7qNnV_Y5nTvpz0C1IMwtlMmRVV9Fx_TzHxKw5-qBGlog22_fLoZqK7ratqkolaZNDnnJcfpV0k3OPV5sTcB3tZrydD2HchiV7Ot17-v3YDFEDTTN8XOmBg4NbrSH1LNqfsOM_lENZBFSKuRH7bbzz9QdQ4ZgDqegNKnw__LZLasCpxb5aRmeW3z72AFDqY3lPrI-0b03qF3O4fpKNE1hSWTbqoVPKi-_rScgMO9H0_P04G8tTW7dtV7z6ZYAOnTmvIRKiImsl11TN6zkWr18le9keLkaQnxYXXZKUJbKX5v9loNRDCW92QfMjI9tvEgES-mCEr3SZac=s0-d)
![After adjusting for inflation, average hourly earnings haven't increased in 50 years.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_v6WdF8xZ5TDNhU1ZCdfDjDCOAKS7o7RRGqL833c0ac_TvoCKAl-ueQ-eoyBzQbXJ7ma_4r-qay6r-gQx0aZbgVU1-DXFygPpaW1Lrbhgwrk0nEZmknOIP1L0sKN6yibY4UtZM2QUNGxp6RfKikIb_MaMWMkdUtq8z89n43Ru4o8FC5wWGSCLm1IDBS5kLYAVTU44AEDx8dv9kvC5TJveHvcy_J5LVO-aHE3yO-MvxQ8DCLurhXMaetVip2c3guyQk=s0-d)
![In short... while CEOs and shareholders have been cashing in, wages as a percent of the economy have dropped to an all-time low.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uyPXGD_l0Jfp5_NMMIwPWByR-J2cBOZy1t4DVuG_462ALQvgyytmR9gQHUft-v9S9JgeF0XWMwdwMwoxNwwu7S65WxaA4WoM-8uvFpAJUixBWdZiCvH8SVJWq89iBlnEpVk7Pt06jqs-I8XeZBUPeGASomH8hXwa70o3D0RZzmwL810VGzavBm28f5xtjvFH951vNWCljhH-lJLubZsHSL0QWDUOquQOCgSbvB6pefo3QZfAUjUpz8sTKpST8OucIDOQa5iwFUkLCbUb6ntUDF1GfSASJVpmxmktkxJwpSb89yz5y4aw1EoQ=s0-d)
![In other words, in the struggle between "labor" and "capital," capital has basically won. (This man lives in a tent city in Lakewood, New Jersey, about a hundred miles from Wall Street. He would presumably be "labor," except that he lost his job and can't find another one.)](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_viblwgYcq2MyFSM57Csl5RuljP3fzC_tbdaVwxtFSJ22lf-vMI5yDLp3i76Fp9cc_RCOwQ3b7Ox0S1RRbE3fKHWKG0AbXMBuu7-1x9p1tkjrRR_YFe0Pl37jyNBB9kRZQy6xFnYmayPR1ngerVT9807vwte0hGr4RUw1q39Ra64NV3WGqPuwqBvAEr5fWMFuynk3-k-5HK327JMg3cKqFi9xwYlCASgvxyVEMCiiH7WkLIb_WG6Ho9PuOWAbQkPDkVYbxF2hwcILizeHUrRvmyqMcnmohhyyylQ7MAE59B6K08MWTyLqVCxtd9m2lB3SaRMi48RpBC2PRPpT9oZxuffMRPjUIB1I4PXhheG2dgxUYnK6wS_CkqsHEQ0-0Ih6dxR0aygwSXAOTyWhLxEne1tDybIMmnFPb6gB7qBqdeLq66cDXKO0kNfGxj6knQuPEvFxKUHqtswaOh6b5y9x7oIXtek61Hk-QB_4LcUrAe=s0-d)
![Of course, life is great if you're in the top 1% of American wage earners. You're hauling in a bigger percentage of the country's total pre-tax income than you have at any time since the late 1920s. Your share of the national income, in fact, is almost 2X the long-term average!](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vZLFMIGBvcE_E8XT4u72uezwdlkrLUcdeBcDYGJ7PRaHA8_-NJau6lEtAKKXlJ9m7tD5HyzUd27tF-tbPbpbbBqdlb7D-XtaKa0orFwOfTRwVbHlMgyT_2cW00vMASzkpcRqGQInfrNZ4jiXYZ98B5EEj94jBVdWIE2aoInMu6WuDxqa21eWibCylbITjRdHiZf2m7avee8inFasg0iFU-I341RCrmdtwCf0rOOSmmUz3jjns5NJ-NtCVUx6_XlRpY3uQ6sNAjWtFKwqDXBuE5PpQu36NJRy4F97O6MF_6SAy_W_EBwqUYfKw7vVhLQvsvgMF9DTk_WiXKyzUFz63AoFqssEjBZwlntMyayfJOrGqH3brxN_PbtXIKOf3E-h4rflDhkJ2lLjFoxqvm5TMIk6-X45t4WbFByhki99YU0DfCuZLFKQv6zR3r62UtEKmNdW6iagnHrw2RSuRV7VvLhRRY2wVA-Ij7gguaWnuuyL36puslOQ1YShg=s0-d)
![And the top 0.1% in America are doing way better than the top 0.1% in other first-world countries.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uVNWTa1CvuRPEm4KMAUbvDmuZ89P6MH-9NIK2wxBlfKit6xglL4QpOUIWAZXJQTjIm3Kx5nhlMLpepwnaPTgfG4uesERAdzBbyB1d2XeX93kou2epfz2X5WanS_bEdtW-C8yZPRE3p67ye8FWokB28Osz64LpllxUGc64mnniHVfJ9tkG5utXuu5reSJoiupAm_l7z2Z_TnRp7xhElX3pdX2fmqRMvwJ3gaJXEH8j9BZdRoYUQFn6D1keG-QI5-HN_1MbQpcyl7YFw=s0-d)
![And, by the way, few people would have a problem with inequality if the American Dream were still fully intact—if it were easy to work your way into that top 1%. But, unfortunately, social mobility in this country is also near an all-time low.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vzVS8Zg41sPh1B33D3FOHMt2pzDOAFa7mN8L3qwhkKaeA1_a8xBYNrdY9b6RSjFX6KX8kytf6Oevf9RN3liFcFzW9YbE_fYYuDvaucH2m5RizB0WcmE2VArBAb9HaG7SZJgFEaFYEu9xpxQifY4crIWaKAV6VzalDP8HKe6MfpCOsmY1xbuiTb_AQ1kahBgpF7f9aMeOADDTWm-RzwOHsV3itoV7XE6PpNWywvCZRxxhG-35miTLtIrKEeLnpeiV5ClRBDeKlmt0C6We7dwUY9lB2ROCP4YTTBafWedO0DLjOSzWM-X1wpNKf4c-vZaLdN3frYa1tYfNPcn5Xttp1CuTGCYuCGk5vsDLhwsFdSYOPbUmFRKUY2FUv-RigvfLxJRYQkbdx7vvzLcJFxcg9C9JNTdzpkhJlwMr2Ce7l4ngeXDO_0EskRvL9QZReqCJA9T2krz-yDuQw=s0-d)
![And then there are taxes... It's a great time to make a boatload of money in America, because taxes on the nation's highest-earners are close to the lowest they've ever been.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vQvm7Fl9AJn3y0o8qoeGjk15tCgzZbZ2omAq9nIz2N-gGpQjjhurbSvhob6ZFZVRBG8ZIyB4uLvqjqOUVPxuG6fy1Ls3kPQjBszvGpWsApyviy8dulbVk1asb8HiH1BZazFtUhISrAS0T7R-GfJlbAfZ_D_-A5sa-jWGdo_TYWxRH7H7i86XWPUNDZwpgmR1gzB6OIVApBakkFrql9ExNxd71i7bARCHcL9DX5WGIxP53hM_9OSCRCEZ5CVM0THDdIpUYq-lFl5GmoApzwavI9Vlbiz_rifQ3xH75OYeCwx0_-apFJT9i8-JULjQDN6wiXANKofdxNcUNCSq8_AkEt9rIQHRsGoEqV7-8PFnvfLGCE0WY=s0-d)
![And now we come to the type of American corporation that gets—and deserves—a big share of the blame: The banks. Willie Sutton once explained that the reason he robbed banks was because "that's where the money is." The man knew what he was talking about.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tydW-P6YCj6QsGtPolsBBJCkrgNOi3sOLsZMvzx6_gzz6KlU-6DUjQcH3jr51bnqA1YLnO-QxDc73qvEVFGSr2tvJZpNomo8A57KodCnd6O8G4X349NqRu2u_GFxelpk1UnmWCYLHOMRlCYKnsaJ-keQROJf5Kk1FnRqJJEFoHHS2BP1am4j0mB1iHFVRS_reUFwWgOCiOJ6AxGO_X7eh9l49Ho5l0UgvnW0IQQ-P1MxCsjOMyLcKtN17FcqSZYU3Pcy-5vnaipgm9ooCmDAh2zYT4Z_u_FUN3AzbFIggsUoSD0lhpn0Nwg7vBWMSaBhzX-_PIYrTsTDDaGjn-s-IL8NCzlEuJAgD5Sv_FdKaMbmBWLkgZ--uOPnDzuR2v6cQPOB6-IdwdYDuVBhfCuoMzs19bJW040F-wHkTkNIP0L_otKj13lA9q0anjAMW9wKtX0tv09tVv1xB8E2ttG6FRhQ=s0-d)
![Remember when we bailed out the banks? Yes, and remember the REASON we were told we had to bail out the banks? We had to bail out the banks, we were told, so that the banks could keep lending to American businesses. Without that lending, we were told, society would collapse...](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uieWp8fgbU95oRWoEVRgR-WcuxF8O1qu3WxCRNZodEbkWJSmvpWtFMePswYl3xlykmjANlZ6oUdLt4cxFgouEhKbalFVGS4Be8QCYQB8fyxgS2Du3nC64avvlYE2RiUnzsun9rGlAsTzEA3k12eq_yr4F-WlcSCXNEdnJbA4IgzQWSUCBIVmAFhntE19vvMt9S10VsWLeJ98CAPTuZtwSQBCsJBLa0z7aY1aF0_Yt3OQQCnzpjU4Ilk3Npm6fvzjizPXmYNbrLJEW6p2XWrX5VKuDon51f6Yr3tAcnDnzPscsxOttVWcU7v269sQ1DuO047i3N1tc0qVl1sdshjRhktIZfsfOKZikVnSZTD08-K_Rz7VHeZq114wpv5UaBgd70gC_Jx_HXJZXfQi1bUJyHCSb7O4y2Ta3eOpHTzOvY80zxXJUWPHy9-80M1DjB57kUVkq9iLrsCmP1ISIWIUAQktuKpyF3cymICuOe8NaeG4Py_Evnz7FA=s0-d)
![So, did the banks keep lending? Um, no. Bank lending dropped sharply, and it has yet to recover.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_sQeRPJPJUmysDTshxOCoOUztC-82sRMVhyCiDi-u5Pt9VX8UoTYFqzdnCoSIO4_Rfdhb-PrpR65GPD7YZDRsDoi3g4adCVoW2kCFcr9fCBDtrjLi_zK0XXPqG9yW2sjqAEHTvWJinXR4U-d5uq9WJQ_MmdR8aQ1TB4ZogRIJv11SiAj7IEaecKmIRNNwuXD_wKGFW0uswShNO0i5HXJfj2qUlQhJVKCuFaaQANI9NT7K-nMHfPD1QMcDqIR5D6W0nWwI3RHN_r=s0-d)
![So, what have banks been doing since 2007 if not lending money to American companies? Lending money to America's government! By buying risk-free Treasury bonds and other government-guaranteed securities.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_uDww8fgMGtIUk5ywMWDOyNx2b8PEvVUll7DOb9vuLGR092yKHl4WgDVhqPotTUnXlQF7DFDbV1AGsU8AumzXY3Q6YnQ-GxKrDurSe-e_j9KjEmc664o-Jl0i16yu_um9jkqmOUzj34wwUGj0aBsFRG09Nlv-QyrWwNvw8l7L70fTwA6VZnyAsqPfnhZ6R_6sxsqXgmA-iwG7zrYmivz6Ms0plhDYvdxLD9qk4L0N7s91GpDacQlt2ZoKZonGW22aX8rYaXrV5PYTvgJiynnzGm10c5FRapLG8JMn2WXWUq1Fc-0VboTIAl61MNK2dJ4UY1Fx1FSLvXHyGlCbbzq5XE9ArPMHtjjhqOBMeK1-Jy8oZwZEMHsFrh7PSTksVnx7RXg0azn8Ctfyrs0RNIiSU5_Nh_Xw=s0-d)
![And, remarkably, they've also been collecting interest on money they are NOT lending—the "excess reserves" they have at the Fed. Back in the financial crisis, the Fed decided to help bail out the banks by paying them interest on this money that they're not lending. And they're happily still collecting it. (It's AWESOME to be a bank.)](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_sVVq2Y_kimL8137ftWe6332384VD3hLErtkddV9JG9-QTYMIeNMrAbQodFPiibi0IF2v2HePvZICAItfJgsmOWbRAHob3xwrjRl6-7W1brTJ6Tk_buuCPKlft1VoyM9lgyPJ7Im0l-7IAU8vNvYT6FCpxD3QLkK2COukJbnLfcUDrRkUAYDm44KQP3ryET1-RPNZCmwybEdQHca-1XGWfGmfZfGFa-DelISZFL69Cojc8ZFur9VPWqP8pRZK2_s7KQpqHX_hMpV0DgSVdv11lXRkJoC8P5qEBkAjw7PGEo_MxlpgQGe_31Swz7fBXnq_2AE8_ekUrwYvltngxoENxNoS8Lta8mv8InqEyJ3t0hKh51TAVrRypcWnesDXCPdCieKcnqoTqieFampYb5F9GLB6e5dA32HKFrZMGvixzoD9NTwYAIopdXcQjGWKdEIhpiD8IGRqmWYDiCY6nCw1u11YT5KpN6GC0_cuD4j2ts3uXuBE6yzYmqkAIp1jL0WN3a6IN2fUj4G_3ziorZuDQwOw-9ecuZsh324eJYfySflngRDNjoERVI61e7rgw=s0-d)
![Meanwhile, of course, the banks are able to borrow money FOR FREE. Because the Fed has slashed rates to basically zero. And the banks have slashed the rates they pay on deposits to basically zero. So they can have all the money they want—for nearly free!](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_s2pJjc6aHh3toEnks6HifHFWiKYrjkGRHe1JLEK0Gd4qUpUvSDgdqH5UlLzDZ5yIQ67mS67AnB0iP4-KDtXeLKa5Lnz0pPXnRa0bwuzwH4XgQPudD4hRtGM_a5D8wAHl5Wsa1N5del1LABVPYHKn9Y0c99t2ht2v-3MmadZUze-V7LVkIot67ndFwL248wI3qOwDI9ENkcYc9GCbJEyLaYG1DjkkZmiQzl5sjPYPbPn-uplRK86x6VrkT2BLrgdld53eYTxCe26tl5AbX5bLBerVm8eJGOHUrXOpU8aSyMjwrN37ZycFwo-1cDIiltOoooneEmZ7gdBwIfLDYNOppZHX0Mb321dNe0wla2Ztvoc4YX29vPvYZkp6gGQL_O1wLVmRV6rsXTr8ylfYZlr0aOVVstnx-kMxsuEkZ7vLZ9Im6ozbysIGKw3psUSNViwSXSA_govA1irQ0n1bLxYmQp9Z9RLiM=s0-d)
![When you can borrow money for nothing, and lend it back to the government risk-free for a few percentage points, you can COIN MONEY. And the banks are doing that. According to IRA, the "net interest margin" made by US banks in the first six months of this year is $211 Billion. Nice!](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tWbJjZr-gAVnoLoUTnNLrEV6Z9JhAq-NGzO7ExoZu_m-aInzwa5VPOc_2TnuaJw9y1s5v8hrNeDW3zCVk5b1LCn3pWBDPoKlRwuhI-hyWNcrYe3W6GFtLnn-Vx7e_F5UIIY9YXSWHvyi7yTN2AsQdsXOtMz8QSF-7XArYsfMwneT054oF0IwOkluPJNAIAK0b58zl6O7_F6AFcypiVC9KfTNVIRy6lE-C-52UZOMFEOhylLPB9FBktA6gqAKMRSq07zjYS7AuCeC2-1jAPhILxC1GQQj98WNdoy3QCndqlOmESTpYHW7p4Fz9GYiwEdB6-fRcQ4hgmy0u-jX-TeQ8e5ICBZ3HlA48s5LSMeAPy5rPYyFiCQKhR6iIFtq6xnEPNPjz_KP1UL2iXj1bNHDw6ZGls62qcUm9SpcWwUqPs_PYI1RJ-fFJHfZpzPnfTis6gBjs637qikrW8UXGVUUdPRK4O8dNuVT8h5qQTJvVZRU_q-0lFwrpEoIn2kykcNw=s0-d)
![And that has helped produce $58 billion of profit in the first six months of the year.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_v-ToIrAAq5vrd3GWgQQkM7Z_7n9TxsruChRAfWSbIMdDmrWtSsV996jpL6nYeAbHXKDfRYIHog8p-c1f_B3FmYQfZvrxKd5zEJqP9fXiREYeRN_EUw9Lrs_r8W9ZPJqBA3W8m4ii-Z0QiQ8aS8GW0UQJRmULpW3lXHkBqspjZToCjf7Tlp9Q0CfTaRydzLlM5IeBuGq4ukXlMhfhRgTH88RVRqQ-l8rXubMbFVWEPBQxtpQ2D_YVA8SL8bE3g0pYxlWQ=s0-d)
![And it has helped generate near-record financial sector profits—while the rest of the country struggles with its 9% unemployment rate.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vud-mvC_aelOGGd6Ste5TfoIb874Y7fPkGy3XoV32ZNY-Uoirr1Xpf3fX2AdxaD4ta2wY0grhX7ufL97W1TSN3Es3RmgbGVLJd-pTPekrHsJ_jFrxplYZzCWSmA4k5Zm0WbW3vSAhQ6-eZObsrtRSl9-E0AQRcNk28d0YfyE0HPwbLQElw-B16ffmnjtnNKCGePr8obicwY2Gl1X3-tnGZg4CbEJAuMGyUvnCFguR826wcHNbJaJlJZeUgZCEp9EBbQiMEIEVwBfJbIEjaEJVhqM-dYZ4bKb2QM-6a_L0sQ7_1z1-94rthuZt5qL77000C=s0-d)
![And these profits are getting back toward a record as a percentage of all corporate profits.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tvqqozaAwGte_Gjegt_yb2kVfbjtxiLvd5EfInWcZ_MKGTqkULMuYMlb3yzAIjvaeINdsvqDNweVNJvIr6OXU8uyquk-znXsCl2MvrZ6OpDLd0TYWJOJcn3wb1D0uFX571Z8A7P1j5wdIUJtJt_tmkGsUZXOvLRtyJWXLgKjqf-_Fl27om-WI85ndhYpcTmCB0AjaNWldERER-49CuOQDpvQAv7YyITmiVB74cwoNHU727ivv4jjvXhKL8kCtEXCCqtcmlfK3HbbY=s0-d)
![So it REALLY doesn't suck to be a banker.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_siLpdimm0bwTeLrdaOZqV31xlWqlHTvZee6yl98_-bHEK7HHcMXaI4Emt2DBObvhHzjAiBJQyS4K2gxtZiYiM09hPWEiPxDM9awsZqQ4loUMD6wuzY8WG29y1QPhu8xXjapGWXc05Bq0YruH6RYKvFKm7nOLtmdf3HNWnWOHeFMxPnArvc6SxXvWrCXIpT6msl2DKi=s0-d)
![And so, in conclusion, we'll end with another look at the "money shot"—the one overarching reason the Wall Street protesters are so upset: Wages as a percent of the economy. Again, it's basically the lowest it has ever been.](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tAr30PBdqVCVUO6680HZdgmmgTRyeDnQZj7BmvyEyN66tldiopSUhaLeR69OU-1fB0i3Pp0spk_AXlbVSCuK7UlRS1aD0_V4lhe0VeagzAKk25_RYhD9uaHPJJFg5XztmNjCxTk6r5LrseiubNRehgqX2iXyz_jm6ZBDcUez-l-dj6D6OtMVqNr6qjuz9FIqhu2IN52AuVr2PWZTZvjZZ2WqMp2j6ahuVPcKtFyjULKk3qEurdyMFNGzbl4Av48NsLQi1zzEOpz0ehPgIkvyWGLEpJ5TMAMe6SG8DThpCXCvJ75VisgdWWN4NVcjVNFM2pXpryvYNL2wZQUaCelp-pUjjyvdkSkCP2puiYKNjX23arYbcggmox01h3mqrePb3GxFddMK9kqsuraL3UU7kWqk-4hb97QhBACzdU0GZt-AGW=s0-d)
Now check out...
Read more: http://www.businessinsider.com/what-wall-street-protesters-are-so-angry-about-2011-10?op=1#ixzz1dmR0D8HY
At this moment, a whole lot of people, most of them 15 to 20 years younger than me, are protesting in every major city. What are they angry about? A lot of things, some of which are partially my fault.
See, I'm a part of Generation X, the post-Baby Boom era kids who grew up on a mental diet of Beavis and Butthead and Alice in Chains. We wrote poems about how angry we were at our fathers, wore goatees like weapons and made panties burst into flames by playing Pearl Jam's Black on our acoustic guitars. We were a bridge from the Baby Boomers to all you guys who are in high school and college now. And I'm pretty sure we fucked up that handoff pretty badly.
This is not a sarcastic apology, I'm not a big enough dick to write all of this as a backhanded insult about how lazy and entitled you are. Because you're not.
I'm honestly apologizing for ...
#5. Making You Ashamed to Take Manual Labor Jobs
During one "Occupy Wall Street" protest, somebody from the Chicago Board of Trade dumped McDonald's applications on the protesters. This made me think of a viral Facebook post that David Wong showed me the other day:
If you know who that came from, we'd love to give him/her credit for the post. And a high five or something.
Because yes, you guys are getting hammered for being too lazy or "entitled" to take on a low-paying job, and for standing up and demanding help paying for college, etc., instead of just being happy "flipping burgers." People my age and older will go on and on about how in our day we weren't too good to get our hands dirty when the good jobs dried up.
But I'm pretty sure we taught you the opposite of that. And the Baby Boomers taught us.
"Lesson 12: When you have brown people over, always smile. They can sense your fear."
See, we were raised on 1980s movies and sitcoms, and the "cold, unfeeling grownup who works too hard" was the villain in half of them. The whole point of these "body switching" comedies -- where a kid winds up in the body of a grownup -- was that the career-driven workaholic dad learned what life was really all about. The message was clear: If you work too hard, you'll lose your soul.
The characters who worked their asses off were shown to be stiff prudes who come down on the lighthearted main character with an iron fist. Or maybe that person is the main character, but by the end they realize that the only way to truly enjoy life is to lighten up and embrace their inner child. They finally stand up and quit their grindstone job in a hail of applause, and live a life of stress free bliss. As a side note, at some point, those people had to urinate ... so the little kid trapped in the dad's body was physically handling his dad's cock. That image is on the house -- you're welcome.
By the time the Grunge Era came around, the "slacker" and "loser" characters were heroes, the guys who knew that life was really all about having fun. We were a self-depreciating group of people who proudly declared that we were what our parents always wanted to be: laid back and carefree. "Loser" and "slacker" were terms of endearment. We knew that the whole suit-and-tie job was a one way ticket to becoming Principal Vernon from The Breakfast Club. So many of us ended up slacking our way into fast food jobs. We were the guys from Clerks.
Flash forward a couple of decades, and most of us are now parents. We've since found out that there's not much market for making a really good honey bear bong or winning a contest for having the dirtiest flannel shirt (first place four years running, thank you very much). We've cut our hair, bought some decent work clothes and moved on -- lesson learned. But that fast food job stuck with us. It became a scare tactic to use on our own kids. We want them to have something better.
"When we smile, it means that something that was recently inside of us ... is now inside your pizza."
But here's the thing: Those Baby Boomers who started this "you don't want to flip burgers" bullshit did flip burgers. Or roof houses, or mine coal, or wax porn stars' assholes. And that wasn't something to be ashamed of back then -- that was the era before you needed a bachelor's degree to get a job waiting tables (but more on that in a moment). But at some point between my grandfather's time and now, getting your hands dirty became something to be ashamed of. My generation perpetuated that. We made it socially unacceptable to:
A) Do any job that requires sweat and/or a uniform.
B) Work 70-hour weeks to get ahead.
So if you don't do either of those things, what's left? Getting an education and waiting for a good job in your field. But now, when we catch you doing that, we mock you and tell you to go flip burgers. And that's bullshit. We told you your whole lives that those jobs were for idiots and failures. You think you're too good for those jobs because that's what we've been fucking telling you since birth.
"Give me shit all you want -- my car has gas and my fridge is full of stolen chicken."
#4. Implying That College Would Guarantee You a Good Job
Last month, I overheard a conversation between a steakhouse waiter and an older couple he was serving. He knew the couple, but not intimately. They politely asked how his classes were coming along, and he said that he had in fact graduated with a degree in architecture. For the next several minutes, the old couple awkwardly tried to reassure him that something would come along while he attempted to justify to them why he was serving steaks for a living.
It was painfully clear that he felt like a failure, and that he dreaded having this conversation with every older member of his family he encountered. Having to put a positive spin on his own life, trying to reassure them that he wasn't a failure, or lazy, or hadn't dropped out of society due to a drug problem. Yes, I did get my degree. No, they're not hiring.
"I cannot only tell you the year, but I can break down its exact molecular composition."
So, here's the thing. You have to go to college. Your parents told you that, I'm telling my kids that. Every high school teacher you have or had told you that. ("You don't want to wind up flipping burgers, do you?")
And they're not wrong; if I'm an employer looking at 200 applications to fill one job, and 50 of them have bachelor's degrees, those are going to be the ones I move to the top of the pile, even if the job is that poor bastard who shakes a sign outside of Little Caesars.
The problem is that we've sort of set you up to think that after high school, the next step is college, and after that you just jump in and start working at the job you went to college for. We kind of implied that this "college to job" transition is as natural and orderly as "high school to college." That is, if you get the right grades, you "graduate" to it. That's not true, and it's our fault that so many of you think that.
"A master's in psychology? Pretty impressive. How would you say that qualifies you to answer the phone?"
See, our parents told us that because they didn't actually know. As a generalized whole, they didn't go to college. You have to realize how recent the whole "everybody goes to college" thing really is. It was only two generations ago that college educations were rare -- in 1950, less than 10 percent of adults had bachelor's degrees (hell, only half even graduated high school). People back then were less mobile and more likely to stay in the town where they were born. That meant that their options were limited; men joined the military, or went to work at the local factory/warehouse/whatever was hiring. Women got busy having babies and being waitresses/secretaries/whatever was hiring. College was something that smart kids and people with money did. And they probably thought those college kids had a free ticket to a nice job in an air-conditioned office.
So when they worked hard and gave their kids the opportunity to get a degree, they thought they were giving us what those fancy smart kids got: an automatic job with a hotass secretary to feel up. Sexual harassment wasn't a thing yet.
It was considered more of a perk than assault.
Now everybody has a degree. It's the baseline minimum. So when you finally take those first steps out of university life and enter the work field, it's an absolute system shock to find out your $30,000 to $100,000+ bachelor's degree doesn't guarantee you a position in your field of study ... possibly ever. At least 40 percent of you who get degrees will wind up in jobs that don't require a degree at all. And the rest will wind up in jobs outside the field they studied.
Again, it's not that you shouldn't get a degree. Far from it. It's that the system we've declared to be the default also happens to be fucked. And not in the good way ... in the "chick breaks a porn record" way. You're not going to use 90 percent of what you learn.
I have dozens of examples of this in my inbox right now. People who have been where I've been -- poor and struggling, willing to do whatever it takes to get out of that soul-crushing hole. After years of it, they finally have enough and decide to go back to college. So I ask, "OK, that's a good idea -- then what?" And they don't know. They hadn't considered that even after graduation, they might be in exactly the same position as they are right now ... plus another $50,000 worth of debt. Nobody told them, or at least didn't tell them loud enough.
"BRING LUBE!"
So, yes, you're frustrated and angry about that. You have a right to be.
#3. Adding Seven More Years to Being a Teenager
In my parents' day, it was always just sort of assumed that at age 18, you pack your shit and get the hell out of the house. Go back 40 years and you find everybody getting drafted into the military at that age (Vietnam and before that, Korea, and before that, World War II). When you got back, you started having babies. So if you were still living at home at age 25, they made you stay in the attic and told the neighbors you had died from tuberculosis.
Things started to change with the "everybody goes to college" era. Going to college means you're probably not supporting yourself, you're living in temporary student housing and your parents keep your old bedroom in place for when you come back for the summer. So then if you don't get a job out of college, you're right back home at age 23, possibly still sleeping on a bed shaped like the Millennium Falcon.
So now you guys are living in a world where kids don't move away from Mom and Dad until their mid 20s to lower 30s. And it's the same story with marriage -- today you tend to marry in your late 20s, as opposed to my parents' generation, who did so five years earlier.
But this has created a very annoying, ugly side effect in the culture: the phenomenon of the immature Man-Child. The twenty-something dude with his collection of anime action figures, the guy pushing 30 who's still sticking it out with his garage band and spends his nights getting in screaming matches with teenagers on XBox Live, the hipster who spends 80 percent of his income on wacky ironic clothes and mustache growth supplements.
This man gets no apology. He brought that upon himself.
In other words, we've extended the awkward teenage years into the mid to late 20s. Now, I would not be apologizing for this if it was just the result of social and economic factors outside our control. But the problem is that we made a hero of that person. Think Kelso in That '70s Show, or Joey from Friends. My generation aspired to be that guy, the kid in a grownup body with simple, childish appetites and aspirations. I was that guy for years -- a dude can get very popular doing that.
But let me tell you from experience, the longer you put off adulthood, the harder the transition is.
And staying home longer does delay it -- a huge part of becoming an adult is living on your own and finding out through trial and error what works, living through seemingly simple things like balancing your budget, cooking your own meals and learning how to get blood stains out of your ceiling without repainting.
Long story.
And what's going to happen is you're going to run into a whole lot of people who still judge you according to the age scale set by my parents' generation -- that you should have your shit together by 23.
So you grow up in a culture that tells you maturity is for boring assholes, and then suddenly you get dumped into a world that expects maturity.
Read more: 5 Ways We Ruined the Occupy Wall Street Generation | Cracked.com http://www.cracked.com/blog/5-ways-we-ruined-occupy-wall-street-generation/#ixzz1dmNejG8E
So, what are the protesters so upset about, really?
Do they have legitimate gripes?
To answer the latter question first, yes, they have very legitimate gripes.
And if America cannot figure out a way to address these gripes, the country will likely become increasingly "de-stabilized," as sociologists might say. And in that scenario, the current protests will likely be only the beginning.
The problem in a nutshell is this: Inequality in this country has hit a level that has been seen only once in the nation's history, and unemployment has reached a level that has been seen only once since the Great Depression. And, at the same time, corporate profits are at a record high.
In other words, in the never-ending tug-of-war between "labor" and "capital," there has rarely—if ever—been a time when "capital" was so clearly winning.
Click here to see what the protesters are so upset about >
Let's start with the obvious: Unemployment. Three years after the financial crisis, the unemployment rate is still at the highest level since the Great Depression (except for a brief blip in the early 1980s)
Image: St. Louis Fed
Jobs are scarce, so many adults have given up looking for them. Thus, a sharp decline in the "participation ratio."
Image: St. Louis Fed
And it's not like unemployment these days is a quick, painful jolt: A record percentage of unemployed people have been unemployed for longer than 6 months.
Image: St. Louis Fed
And it's not just construction workers who can't find jobs. The median duration of all unemployment is also near an all-time high.
Image: St. Louis Fed
That 9% rate, by the way, equates to 14 million Americans—people who want to work but can't find a job.
Image: St. Louis Fed
And that's just people who meet the strict criteria for "unemployed." Include people working part-time who want to work full-time, plus some people who haven't looked for a job in a while, and unemployment's at 17%
Put differently, this is the lowest percentage of Americans with jobs since the early 1980s (And the boom prior to that, by the way, was from women entering the workforce).
Image: St. Louis Fed
So that's the jobs picture. Not pretty.
And now we turn to the other side of this issue... the Americans for whom life has never been better. The OWNERS.
Corporate profits just hit another all-time high.
Image: St. Louis Fed
Corporate profits as a percent of the economy are near a record all-time high. With the exception of a brief happy period in 2007 (just before the crash), profits are higher than they've been since the 1950s. And they are VASTLY higher than they've been for most of the intervening half-century.
Image: St. Louis Fed
CEO pay is now 350X the average worker's, up from 50X from 1960-1985.
CEO pay has skyrocketed 300% since 1990. Corporate profits have doubled. Average "production worker" pay has increased 4%. The minimum wage has dropped. (All numbers adjusted for inflation).
After adjusting for inflation, average hourly earnings haven't increased in 50 years.
In short... while CEOs and shareholders have been cashing in, wages as a percent of the economy have dropped to an all-time low.
Image: St. Louis Fed
In other words, in the struggle between "labor" and "capital," capital has basically won. (This man lives in a tent city in Lakewood, New Jersey, about a hundred miles from Wall Street. He would presumably be "labor," except that he lost his job and can't find another one.)
Image: Robert Johnson
Of course, life is great if you're in the top 1% of American wage earners. You're hauling in a bigger percentage of the country's total pre-tax income than you have at any time since the late 1920s. Your share of the national income, in fact, is almost 2X the long-term average!
Image: David Ruccio
And the top 0.1% in America are doing way better than the top 0.1% in other first-world countries.
Image: David Ruccio
In fact, income inequality has gotten so extreme here that the US now ranks 93rd in the world in "income equality." China's ahead of us. So is India. So is Iran.
And, by the way, few people would have a problem with inequality if the American Dream were still fully intact—if it were easy to work your way into that top 1%. But, unfortunately, social mobility in this country is also near an all-time low.
So what does all this mean in terms of net worth? Well, for starters, it means that the top 1% of Americans own 42% of the financial wealth in this country. The top 5%, meanwhile, own nearly 70%.
That's about 60% of the net worth of the country held by the top 5% (left chart).
And remember that huge debt problem we have—with hundreds of millions of Americans indebted up to their eyeballs? Well, the top 1% doesn't have that problem. They only own 5% of the country's debt.
And then there are taxes... It's a great time to make a boatload of money in America, because taxes on the nation's highest-earners are close to the lowest they've ever been.
Image: National Taxpayers Union
The aggregate tax rate for the top 1% is lower than for the next 9%—and not much higher than it is for pretty much everyone else.
As the nation's richest people often point out, they do pay the lion's share of taxes in the country: The richest 20% pay 64% of the total taxes. (Lower bar). Of course, that's because they also make most of the money. (Top bar).
And now we come to the type of American corporation that gets—and deserves—a big share of the blame: The banks. Willie Sutton once explained that the reason he robbed banks was because "that's where the money is." The man knew what he was talking about.
Image: AP
Remember when we bailed out the banks? Yes, and remember the REASON we were told we had to bail out the banks? We had to bail out the banks, we were told, so that the banks could keep lending to American businesses. Without that lending, we were told, society would collapse...
So, did the banks keep lending? Um, no. Bank lending dropped sharply, and it has yet to recover.
Image: St. Louis Fed
So, what have banks been doing since 2007 if not lending money to American companies? Lending money to America's government! By buying risk-free Treasury bonds and other government-guaranteed securities.
Image: St. Louis Fed
And, remarkably, they've also been collecting interest on money they are NOT lending—the "excess reserves" they have at the Fed. Back in the financial crisis, the Fed decided to help bail out the banks by paying them interest on this money that they're not lending. And they're happily still collecting it. (It's AWESOME to be a bank.)
Image: St. Louis Fed
Meanwhile, of course, the banks are able to borrow money FOR FREE. Because the Fed has slashed rates to basically zero. And the banks have slashed the rates they pay on deposits to basically zero. So they can have all the money they want—for nearly free!
Image: St. Louis Fed
When you can borrow money for nothing, and lend it back to the government risk-free for a few percentage points, you can COIN MONEY. And the banks are doing that. According to IRA, the "net interest margin" made by US banks in the first six months of this year is $211 Billion. Nice!
Image: Institutional Risk Analytics
And that has helped produce $58 billion of profit in the first six months of the year.
Image: Institutional Risk Analytics
And it has helped generate near-record financial sector profits—while the rest of the country struggles with its 9% unemployment rate.
Image: Reuters (Felix Salmon)
And these profits are getting back toward a record as a percentage of all corporate profits.
Image: The Big Picture
And those profits, of course, are AFTER the banks have paid their bankers. And it's still great to be a banker. The average banker in New York City made $361,330 in 2010. Not bad!
This average Wall Street salary was 6X the average private-sector salary (which, in turn, is actually lower than the average government salary, but that's a different issue).
So it REALLY doesn't suck to be a banker.
And so, in conclusion, we'll end with another look at the "money shot"—the one overarching reason the Wall Street protesters are so upset: Wages as a percent of the economy. Again, it's basically the lowest it has ever been.
Image: St. Louis Fed
So now you know what the protesters are upset about!
Image: AR McLin via Flickr
15 Mind-Blowing Facts About Inequality In America
Read more: http://www.businessinsider.com/what-wall-street-protesters-are-so-angry-about-2011-10?op=1#ixzz1dmR0D8HY
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